Costly decisions do not always look costly at the beginning.
I once made a $2,975 payment toward a $19,000 program.
Then life changed.
The decision that looked workable under one set of conditions no longer fit the reality I was living in. I had to make a new decision.
The answer came back clearly: non-refundable.
My seat had been held. Enrollment had closed. I could return within six months.
But the money was gone.